You or a loved one might be thinking about a retirement community or independent living situation. How can you make that part of your future plans?

The social security process can feel like an impossible maze of information and you don’t know where to turn next — but it doesn’t have to be that way.

You’ve filed your taxes and are expecting a big refund check, now what comes next? Receiving a refund often feels like an added payday, and it can be incredibly tempting to spend it on a new gadget, spring clothing line, or a weekend getaway — all things that you don’t really need.

Money doesn’t grow on trees — we all know that. But money does grow with discipline, time, goals, and a sustainable journey supporting it. With the pandemic, 2020 may have been a rough financial year, so how can you start 2021 with a fresh perspective? It’s all about sticking to a financial plan that helps you achieve your long and short term goals and dreams. It’s not always easy (or fun!), but it’s all worth it in the end.

Living below your means is a sure-fire way to set you on the path to financial success. Let’s take a look at the top reasons why you should live below your means and why it isn’t as hard as it sounds.

2020 has been a rollercoaster ride for most of us, and while it may be tempting to avoid money matters and celebrate the arrival of a brand new year, investing a few hours in some intentional money moves will keep your financial goals on track.